Auto insurance
Find the right policy for you
Having proper Auto Insurance ensures your independence behind the wheel. From accidents and injuries to hit-and-runs and theft, it’s important to keep your car insured so you’re prepared when accidents do happen.
At Hance Insurance Agency, Inc., we combine premium Auto Insurance with personalized service to give you the best coverage possible. Our insurance specialists will work with you one-on-one to find a policy that keeps you and your drivers protected at all costs – for peace-of-mind driving assurance.
As your trusted source for car insurance, Hance Insurance Agency, Inc. offers a variety of coverage and additional protection options, such as:
- Liability Coverage
- Comprehensive Coverage
- Collision Coverage
- Uninsured & Underinsured Motorist Coverage
- Accident Forgiveness
- Minor Violation Forgiveness
- Roadside Assistance
- Specialty Auto Insurance (classic cars)
- 24-Hour Customer Service
- Towing
- Rental Reimbursement
- Medical Payments Coverage
Why auto insurance?
Liability Coverage
If an accident happens, having the right amount of insurance can benefit you personally, financially, and legally. With Liability Coverage, you can be insured if you’re held responsible for a car accident by having any medical payments for injuries sustained to drivers, passengers, and pedestrians, as well as bills for property damage covered.
If you become legally liable as a result of a collision, liability also helps to pay for legal defense costs if you get sued.
COMPONENTS OF LIABILITY
There are two main components to Auto Liability: Bodily Injury and Property Damage liability.
Bodily Injury Liability helps pay for the costs associated with another person’s injuries, including medical expenses, loss of income and pain and suffering.
Property Damage Liability takes care of any expenses that arise from damage caused by you to another driver’s vehicle or property.
If you’re involved in a serious auto accident, Liability Coverage can benefit you by providing critical protection against the loss of your home, savings, and income. Not only is having liability a good idea, but most states require that drivers have it in order to be legal on the road.
It’s important to have enough insurance to keep all of your assets protected and not all auto policies are the same. Contact us today for more information about what Liability Coverage can do for you.
